Turn Rent Into Credit Join Niruu’s UGC Credit Creator Program. Get 30 days of free rent reporting. Once your results post, we’ll share your story.
Sign up today We report rent to all three major credit bureaus, through our integrated reporting partners.
Disclaimer: While we report rent to all three credit bureaus, we do not control the exact date or how the tradeline appears on your credit report. Posting timelines vary by bureau, but most users see updates within 10–45 days.
Identify as a woman, ages 21–35.
Actively rent your current residence.
Have an active TikTok or Instagram account with at least 100 followers.
Your account must be public. (Private accounts will not qualify).
Be willing to submit a short UGC video testimonial after your tradeline posts.
Agree to let Niruu use your testimonial for marketing and social content.
Get STARTED Today What is Niruu?
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Niruu is a rent reporting platform that helps renters build credit by reporting on-time rent payments to TransUnion, Experian, and Equifax. Our users report average credit score increases between 28 and 105+ points.
How does this program work?
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You sign up to receive one month of free rent reporting. Once your tradeline has successfully posted, you agree to submit a short UGC testimonial video explaining your experience. After your credit updates, submit a 15–30 second UGC video.We’ll send you $50 to thank you for sharing your story.
Do I have to pay anything?
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No. This is a free trial for qualified creators. However, after the free trial ends, you may choose to continue for $35/month.
Will this show up under Niruu on my credit report?
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Currently, your rent tradeline may appear as: • TransUnion: Boom / Niruu • Experian & Equifax: Boom We are actively working to unify the reporting display to show Niruu across all three bureaus.
How do I cancel?
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You may cancel your subscription at any time by emailing us at: hello@niruu.com
Do you offer refunds?
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Once your data has been submitted to the credit bureaus, we do not issue refunds. Delays in bureau posting are not within our control and vary by bureau.