UGC Creator Program Disclaimer

Privacy & Data Use:
Thank you for choosing Niruu for your rent reporting needs. This Privacy Policy explains how Niruu LLC (“Company,” “we,” “our,” or “us”) collects, uses, shares, and protects information related to our rent reporting services.

1. Information We Collect:
We collect the following information to provide rent reporting services efficiently. This may include:
    •    Name, address, contact information, date of birth, and payment history.
    •    Bank details or payment method for subscription billing.
    •    Rental agreement, lease terms, and monthly rent amounts.
    •    Technical data like IP address, cookies, and usage patterns for performance tracking.

2. How We Use Your Information:
We use the information collected for purposes including:
    •    Submitting verified rent payments to credit bureaus.
    •    Processing subscriptions and payments.
    •    Responding to inquiries and providing updates.
    •    Improving the website and user experience.

3. Sharing of Information:
We may share your data under the following conditions:
    •    With Our Partners: We share data with Boom to submit rent history to the bureaus.
    •    Legal Compliance: We may disclose info to law enforcement or if required by court order.
    •    Business Transfers: If Niruu is acquired, your data may be transferred.

UGC Program Disclaimers

1. Reporting Disclaimer

Niruu currently reports rent tradelines to all three major credit bureaus. Due to a system update, your tradeline may temporarily appear as Boom on Experian and Equifax, and as Boom / Niruu on TransUnion. Boom is our official reporting partner. We’re actively working to have “Niruu” displayed directly and will notify all users when the update is complete.

2. Trial Disclaimer
This opportunity is part of a promotional program. You are receiving one (1) free month of rent reporting in exchange for a user-generated testimonial video after your tradeline posts.
This is not a paid opportunity and offers no financial compensation.

3. Refund Disclaimer
By using Niruu’s service, you agree that no refunds will be issued once your info is submitted to the bureaus.
Posting times (10–45 days) vary by bureau and are outside of our control.

Your Rights & Final NotesUser Rights:
Depending on your jurisdiction, you may have the right to:
    •    Access your personal data.
    •    Correct inaccurate information.
    •    Request deletion (unless needed for legal reasons)
To exercise your rights, email: hello@niruu.com

Data Retention:
We store your data only as long as needed to provide service or comply with legal requirements. After that, it is securely deleted.

Cookies & Tracking:
We may use cookies or similar tools to enhance your experience on our site. You can adjust browser settings to control cookie use.

Children’s Privacy:
Our service is not intended for anyone under 18. We do not knowingly collect data from minors. If discovered, we will delete it.

Changes to Policy:
We may update this page at any time. Any updates will be posted here and are effective immediately. Continued use implies acceptance.